Empower - Money Management

Empower - Money Management

By Empower Finance

  • Category: Finance
  • Release Date: 2017-05-09
  • Current Version: 2.0
  • Adult Rating: 4+
  • File Size: 62.20 MB
  • Developer: Empower Finance
  • Compatibility: Requires iOS 9.0 or later.
Score: 5
5
From 3,844 Ratings

Description

Recommended by Forbes, Time Magazine, New York Times, Product Hunt and Apple as "Best Tech Apps To Help You Save, Invest, And Manage Your Finances” and "New Apps We Love", Empower is your personal financial advocate. We help you find free savings, track all your finances in one place, and reach your financial goals, whether it's building wealth or squashing debt. SEE WHY OUR USERS LOVE US: "Since using Empower, my credit score has increased from 680 to 720!" - Antonio "I love your app. I'm very, very happy with it. You guys have helped me save—just this month—about $300." - Christina "AutoSave put me on the right track. 5% of each paycheck is automatically put into my savings account. This app is ingenious!" - Tom HERE’S WHAT EMPOWER CAN DO FOR YOU: - FINANCIAL SNAPSHOT: Get clarity on account balances and track activities across bank, credit, loan, and retirement accounts (including Robinhood & Coinbase). Your spending is automatically categorized by our superior machine learning technology. Premium subscribers can create and assign your own categories. Review your spending with Custom Reports. - SAVINGS: Find "free money" with the Empower Savings Checkup, a powerful algorithm that analyzes your accounts for savings. Our users save $230 on average by renegotiating their bills, and $460 for switching to a better insurance plan. You can also cancel unwanted subscriptions or earn more with a high-interest savings account. Make every dollar work for you. - TRACK SPENDING: Monitor your spending by category (Dining & Drinks, Entertainment) or vendor (Amazon, Uber) and get alerts when you overspend. Premium subscribers can set up an unlimited number of SpendTrackers. Never lose track again. - GET OUT OF DEBT: Set up automatic savings and debt paydown with AutoSave. Find better loans and refinance. - IMPROVE CREDIT SCORE: Protect your credit score by monitoring your credit utilization. - PAY LESS INTEREST: Explore better credit card options in order to reduce interest payments, build credit, or earn rewards. - TRANSFER MONEY: Between your existing accounts and pay credit card bills with a few simple taps. Transfers and credit card payments are always free and secure. - INTELLIGENT ALERTS: Stay on top of your money without having to log in with intelligent notifications. KNOW THAT YOU ARE PROTECTED - Empower uses bank-grade security measures like AES 256-bit encryption, multi-factor authentication, PIN code, and Touch ID to protect your account. - Your personal information is fully encrypted using SSL. Empower is free to use. We also offer a Premium membership via monthly or yearly subscriptions. We currently support U.S. banks and institutions. EMPOWER PREMIUM: For users who want to turbo charge their finances, Empower offers a premium subscription called Empower Premium. With Empower Premium, you can: - Create custom categories for your expenses. As many as you want, to make Empower truly yours! Choose from a library of emojis to add fun to your finances. - Chat with an Expert! Get your personal finance questions answered by one of our Empower Experts. - Set up unlimited SpendTrackers! Track more than one category or vendor when you upgrade. Have us keep an eye on things so you can enjoy life. Separate life from work with Business Expense categorization. Try it free for 1 month! Empower Premium subscription fees will be 3.99/month or 35.99/year. You’ll be charged as a recurring transaction through your iTunes account starting the end of your free trial (unless you cancel during the free trial). Payment will automatically renew unless you cancel your account at least 24 hours before the end of the current subscription month. You can manage your subscription, cancel anytime, or turn off auto-renewal by accessing your iTunes account. Privacy policy: https://empower.me/privacy Terms of use: https://empower.me/terms

Screenshots

Reviews

  • Best Informational Money App

    5
    By Sierra's Sam
    This is the most wonderful app ever for organizing your money and for keeping you in formed on what is available to assist you in managing your money and saving! I am so glad I found Empower!
  • Good but not perfect

    4
    By GoGators!!!!!!
    This app has great sync features, and easily able to track individual categories, and it's holistic overview of personal finance is very mint-esque without the annoying advertisements. THE ONE feature I think that's lacking is the ability to group expenses by categories such as housing (under which could be rent, internet, electricity etc.) And the ability to customize the tracking feature for customized periods of time. As it stands currently, you can only look at the last 2 months, and yearly. The ability to customize these types of tracking features would make this an elite app. I think these are some of the biggest issues preventing me from buying the yearly subscription. I really like this app, it's closely behind YNAB, but needs a few tweaks!
  • Love it

    4
    By swestmoreland58
    I love the app. It’s does everything that I want, however, it’s been a week An it has not updated an of my latest transaction. But over all it’s what I was looking for
  • Great financing tool

    4
    By Xochi4
    If this app had a widget it would be perfect
  • Great, easy to use

    5
    By mathwhiz1
    Finally, a free money-organizing and tracking app that’s actually free! I’m a fan. Simple to use, lots of features but not too cluttered, doesn’t make you buy features that should be basic. Nice job on this one, folks!
  • Great for keeping track of where you spend your money

    4
    By hahsbdbd
    I have been on the hunt for the perfect financial app to help me with budgeting and goals. My ideal app would be able to link to my accounts, I would be able to easily see the different categories that I am spending money on (food, shopping, bills, etc.) and I would be able to create my own financial goals (for vacations, large purchases, etc.) Empower makes it SUPER easy to see exactly where your money is going to. It makes it easy to change thing from category to category if need be. Empower is easier to use compared to the other financial apps I have used including Mint and Clarity. My one request is to add a way to create personal financial goals. I want to be able to say “I want to save 10,000 in the next 3 years for such and such, where can I save money and how much money do I need to be saving per month in order to make this goal?” If I had that, Empower would be a five star, for sure.
  • Retirement Planning

    5
    By USAA4Life
    This app is the perfect companion for us as we plan a strategy for our future. Although we’re tracking our money with this, Empower makes it easier to create a budget that gets more granular about where it’s going, what category is too high and what category will probably change later in life. Adding investments a bit now and will see if we want to upgrade to the premium version soon.
  • Truly the Best budget and $ Tracking App!

    5
    By Jessica Alventosa
    I’ve been using this app for a few months now and it’s been so eye opening for me to see what I actually spend my money on versus how much $ I make. I love seeing the breakdown of categories which helps me to see my own spending habits. Now I know what I can cut down on to help me save more money. I love how I can set my own monthly “allowances” -for example, I set a certain amount for dining out per month and it automatically registers my transactions, so I know when I’m reaching my max limit. Super user friendly and intuitive. Only suggestion for improvement is that I wish I could manually type in notes for transactions that don’t have a description already. Highly recommend!!!
  • Canceled the app

    1
    By Mas8975
    I canceled the app and I still had money taken out of my account. Now my account is overdrafted because it takes five business days for them to return your money. Very bad business practice empower. Stay away from this app
  • Empower Me!

    5
    By JAV1820
    I really enjoyed having one place to look at my finances in an app like Empower. I can track my spending on different cards and it works to my advantage since I hold almost 7-8 card accounts. I don’t see my accounts shrinking anytime soon so I always use Empower to see where I stand financially on a day/ weekly basis. I can linked cards like chime, TD, Chase, Citi, CapOne, CreditOne and I get to see where I can cut back on my expenses and continue to save more of my net income. I hope the features for investment improve to allow new digital coin tracking (Even if the coin hasn’t exploded). One feature I do wish this app had was Uber Debit card link. I would totally add my card ASAP. To the Empower team, thanks for helping me stay on task!

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